Welcome To A Brighter Financial Future With SMATS Wealth.
Our personalised financial advice service is tailored specifically to your needs and objectives. We aim to guide you through every step of your financial journey, ensuring that your wealth grows and prospers for years to come.
We believe that sound planning is the cornerstone to a successful financial future for you and are here to help you build that future with confidence and clarity.
We take a holistic approach to financial planning, considering all aspects of your financial life. Our services include crafting detailed retirement plans and investment strategies to help you grow your wealth and personal insurance strategies to help protect your wealth.
Discover how our qualified financial planners can help you achieve your financial goals.
Our advisers help you navigate the complexities of superannuation and retirement planning. Our expertise in superannuation and tax effective retirement strategies ensure you have a robust plan in place for a comfortable and financially secure retirement.
Our portfolio investment advice aligns with your agreed goals and attitude to risk. Tailored investment strategies are designed with your values front and center. A well-diversified approach with regular communication aims to keep you informed and providing you with confidence and peace of mind.
Our Senior Financial Adviser can provide practical advice and assistance with UK pension transfers to Australia, providing you with improved access, control of your funds and retirement lifestyle flexibility. Understand the risks, benefits and considerations with clarity and confidence.
Our comprehensive risk insurance advice will help protect you, your family and your wealth. Our advisers can provide personalised and cost-effective personal insurance options – from life, income protection, trauma and disability cover that aligns with your priorities and needs.
Navigating wealth across borders? We simplify it. From super to insurance, we help you stay financially grounded—no matter where life takes you. Our experience delivers financial clarity and continuity for Australian Expats whether you are planning to return home or stay living abroad.
Protect your hard work, wealth and legacy with a tailored succession plan. Our financial advisers can work with accountants or legal specialists to help ensure your assets are distributed according to your wishes.
Our process begins with an obligation-free initial consultation, where we assist you to identify your financial goals. We discuss your current situation, and any concerns you may have. This allows us to understand your financial needs and tailor our approach accordingly.
Based on our initial discussions, we develop a customised financial plan designed to meet your objectives. This might encompass a plan for your investments, your retirement planning and superannuation needs together with estate considerations and protection strategies.
Once you agree to work with our easy-to-understand advice, our role is to assist you to put the plan into action. We ensure that all aspects of the advice are implemented for you.
The financial landscape is constantly evolving, and so should your financial plan. We work with you on an ongoing basis to review and make adjustments to align with your goals and changing life circumstances.
Careful planning and structuring of succession arrangements may be vital to avoid disputes, minimise tax, preserve and protect your assets, and ensure that your estate passes to your beneficiaries, as you wish.
Our financial planners can work with your chosen tax and legal specialists to achieve your wealth management objectives by discussing personal insurances, estate planning, trust structures, superannuation funds and beneficiaries.
Preserve your legacy and ensure your assets are distributed to family and future generations as intended. Book a free consultation with our financial advisors today.
An initial discussion about your situation is the first step towards a better roadmap for your finances.
Book a time to chat through your options with one of our friendly wealth advisors.
Discover which one of our global offices is best to contact to chat about your wealth building objectives.
SMATS Wealth staff are Corporate Authorised Representatives of LFG Financial Services Ltd (ABN 28 101 927 413) AFSL No. 227096.
Jacqui and I have recently switched to SMATS Wealth Pty Ltd and should have done it years ago. Richard has provided invaluable advice and restructured our portfolio to maximise our returns and minimise our tax exposure as we head toward retirement.
Richard has been exceptional in providing financial advice services to myself and my partner since 2020. Unlike other financial planners I have dealt with over many years, Richard demonstrates a genuine personal commitment in attaining and maintaining a healthy financial future in our retirement.
Richard’s approachable style and simplicity was very reassuring. I would thoroughly recommend him to anyone looking to change their investment management.
Richard stands out in providing very detailed and tailored financial advice and planning, complemented by regular communication and reviews as required.
Our experience with Richard as our financial adviser has been very positive. Richard communicates clearly and tailors his approach to our needs, ensuring we understand complex financial concepts. His knowledge and experience in financial planning, superannuation, and retirement planning are extensive.
Based on his thorough understanding of our financial circumstances and needs, the investment and tax strategies Richard has recommended and implemented have proven to be successful over the past four years.
Richard has provided valuable guidance on optimising our superannuation contributions, and in creating a comprehensive retirement plan for when we return to Australia after 25 years of living abroad as expats. He builds trust, maintains open communication, and genuinely cares about our financial well-being.
Without hesitation, I would highly recommend Richard for financial planning services. He has certainly left us feeling confident in our financial future.
We found Richard clear and reliable in explaining services for our needs.
Richard has been diligent in providing pertinent financial advice to my wife and I since we retired back to Australia, having spent the best part of 30 years living and working in the UK as Australian expatriates.
Richard’s advice is easy to understand and very reliable. We find him and his staff to be friendly and always willing to help.
Due to our fairly specific financial circumstances, we needed a specialist to help us secure a happy and successful retirement. Over the years we have dealt with Richard, he has always demonstrated he is well qualified to guide us through these matters, so thank you Richard!
Richard is very prompt with his communication and we are confident in his advice.
One of the things that stood out from the first time we worked together, is that Richard made it easy for me to fully understand the financial commitment I would be making. He’s made suggestions on how I can grow my investments that make sense and are within my risk profile.
We have worked with Richard for a number of years and have found his services to be carried out efficiently, professionally and in a timely manner. Initially Richard undertook a comprehensive review of our superannuation and insurance needs, and this has been followed up regularly to keep up with changing markets and to meet our requirements.
Always personable, Richard is my go to person for all advice concerning my pending retirement, superannuation and how to invest my funds, working towards moving to a pension that will be able to support me.
Richard is very prompt with his communication and we are confident in his advice.
Richard was originally dealing with my husband while we were living overseas and since coming back to Australia has been in constant touch advising and asking our opinion on all dealings financial. He is never pushy and I appreciate his advice. I highly recommend Richard as a financial advisor and consultant.
Richard has always been great in managing our superannuation funds.
Richard has always answered any questions we have had at any time and via video call at least once a year. We believe we have greatly benefited from Richard’s financial advice during the period of time we have dealt with him.
Davone has always been very approachable with questions we have had. She is flexible with her time and contactable when needed. Davone is very happy to meet in person and give the time required to explain some of the complexities of super, pensions, tax, and the many other things. A truly lovely lady, that is very knowledgeable and helpful.
Davone is always very helpful and explains everything in detail.
Some complex subjects are put in a very understandable way and I fully appreciate her patience in helping me.
What an asset to your company.
Davone is always a delight to deal with. Very compassionate and understanding, and patient when explaining complicated insurance matters.
I value her help enormously.
Davone is a delight to deal with. She is very knowledgeable, patient and accommodating, explains things clearly and happy to come to you if you cannot go to see her.
Davone is very knowledgeable and experienced. She takes the time to explain everything to me and is very passionate about her job.
Davone was extremely knowledgeable and did everything she could to resolve my insurance issues as fast as possible!
Although Richard is based in Perth, he makes frequent visits to Sydney and is always available via telephone and video link, also via his Sydney support team. We have found his advice for our superannuation needs most detailed and tailored to our needs, a real expert who provides information in a friendly way that we can understand easily. We will not hesitate to recommend his services.
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SMATS Wealth is part of the SMATS Group of companies who are international leaders in providing taxation, finance and property services to Australian expatriates, non-residents, and intended migrants to Australia since 1995.
Our team can assist you with:
We will assist you every step of the way to increase your knowledge through education and maximise your opportunities through tailored strategies and continuous support, so that you can achieve your financial goals.