Robust Planning For Comfortable, Financially Secure Retirement.

Welcome To A Brighter Financial Future With SMATS Wealth.

Multi-generation family baking in a modern bright kitchen

Your Global Partner In Wealth Creation & Knowledge.

At SMATS Wealth, we understand that Financial Freedom is a journey, not a destination.

Our personalised financial advice service is tailored specifically to your needs and objectives. We aim to guide you through every step of your financial journey, ensuring that your wealth grows and prospers for years to come.

We believe that sound planning is the cornerstone to a successful financial future for you and are here to help you build that future with confidence and clarity.

We take a holistic approach to financial planning, considering all aspects of your financial life. Our services include crafting detailed retirement plans and investment strategies to help you grow your wealth and personal insurance strategies to help protect your wealth.

Discover how our qualified financial planners can help you achieve your financial goals.

SMATS Wealth Core Services

Our Approach to Wealth: Personalised, Comprehensive, Ongoing Support.

Piggy bank

Superannuation & Retirement Planning.

Our advisers help you navigate the complexities of superannuation and retirement planning. Our expertise in superannuation and tax effective retirement strategies ensure you have a robust plan in place for a comfortable and financially secure retirement.

Investment Management.

Our portfolio investment advice aligns with your agreed goals and attitude to risk. Tailored investment strategies are designed with your values front and center. A well-diversified approach with regular communication aims to keep you informed and providing you with confidence and peace of mind.

UK Pension Transfer.

Our Senior Financial Adviser can provide practical advice and assistance with UK pension transfers to Australia, providing you with improved access, control of your funds and retirement lifestyle flexibility. Understand the risks, benefits and considerations with clarity and confidence.

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Personal Insurance.

Our comprehensive risk insurance advice will help protect you, your family and your wealth. Our advisers can provide personalised and cost-effective personal insurance options – from life, income protection, trauma and disability cover that aligns with your priorities and needs.

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Expatriate Financial Advice

Navigating wealth across borders? We simplify it. From super to insurance, we help you stay financially grounded—no matter where life takes you. Our experience delivers financial clarity and continuity for Australian Expats whether you are planning to return home or stay living abroad.

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Estate & Succession Planning.

Protect your hard work, wealth and legacy with a tailored succession plan. Our financial advisers can work with accountants or legal specialists to help ensure your assets are distributed according to your wishes.

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The Financial Planning Process.

Committed To Helping You Build Your Future with Peace Of Mind.

Discover.

Our process begins with an obligation-free initial consultation, where we assist you to identify your financial goals.  We discuss your current situation, and any concerns you may have. This allows us to understand your financial needs and tailor our approach accordingly.

Plan.

Based on our initial discussions, we develop a customised financial plan designed to meet your objectives. This might encompass a plan for your investments, your retirement planning and superannuation needs together with estate considerations and protection strategies.

Implement.

Once you agree to work with our easy-to-understand advice, our role is to assist you to put the plan into action.  We ensure that all aspects of the advice are implemented for you. 

Review & Adjust.

The financial landscape is constantly evolving, and so should your financial plan. We work with you on an ongoing basis to review and make adjustments to align with your goals and changing life circumstances. 

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Protect your legacy with detailed Succession Planning.

Careful planning and structuring of succession arrangements may be vital to avoid disputes, minimise tax, preserve and protect your assets, and ensure that your estate passes to your beneficiaries, as you wish.

Our financial planners can work with your chosen tax and legal specialists to achieve your wealth management objectives by discussing personal insurances, estate planning, trust structures, superannuation funds and beneficiaries.

Preserve your legacy and ensure your assets are distributed to family and future generations as intended. Book a free consultation with our financial advisors today.

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Experts In Australian Finance, Located Worldwide.

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Get a free wealth assessment.

An initial discussion about your situation is the first step towards a better roadmap for your finances.

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Book a free online consultation.

Book a time to chat through your options with one of our friendly wealth advisors.

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Find Your Local Office.

Discover which one of our global offices is best to contact to chat about your wealth building objectives.

Meet The Team.

SMATS Wealth staff are Corporate Authorised Representatives of LFG Financial Services Ltd (ABN 28 101 927 413) AFSL No. 227096.

Richard Hinch

Senior Financial Adviser
Richard Hinch

Davone Saycocie

Financial Adviser
Davone Saycocie

Client Testimonials.

Simon

Jacqui and I have recently switched to SMATS Wealth Pty Ltd and should have done it years ago. Richard has provided invaluable advice and restructured our portfolio to maximise our returns and minimise our tax exposure as we head toward retirement.

Victoria

Greg

Richard has been exceptional in providing financial advice services to myself and my partner since 2020. Unlike other financial planners I have dealt with over many years, Richard demonstrates a genuine personal commitment in attaining and maintaining a healthy financial future in our retirement.

Victoria

Simon

Richard’s approachable style and simplicity was very reassuring. I would thoroughly recommend him to anyone looking to change their investment management.

Victoria

Greg

Richard stands out in providing very detailed and tailored financial advice and planning, complemented by regular communication and reviews as required.

Victoria

Sharon T.

Our experience with Richard as our financial adviser has been very positive. Richard communicates clearly and tailors his approach to our needs, ensuring we understand complex financial concepts. His knowledge and experience in financial planning, superannuation, and retirement planning are extensive.

NSW

Greg

Based on his thorough understanding of our financial circumstances and needs, the investment and tax strategies Richard has recommended and implemented have proven to be successful over the past four years.

Victoria

Sharon T.

Richard has provided valuable guidance on optimising our superannuation contributions, and in creating a comprehensive retirement plan for when we return to Australia after 25 years of living abroad as expats. He builds trust, maintains open communication, and genuinely cares about our financial well-being.

NSW

Greg

Without hesitation, I would highly recommend Richard for financial planning services. He has certainly left us feeling confident in our financial future.

Victoria

John A.

We found Richard clear and reliable in explaining services for our needs.

NSW

Dean H.

Richard has been diligent in providing pertinent financial advice to my wife and I since we retired back to Australia, having spent the best part of 30 years living and working in the UK as Australian expatriates.

NSW

Peter Y.

Richard’s advice is easy to understand and very reliable. We find him and his staff to be friendly and always willing to help.

NSW

Dean H.

Due to our fairly specific financial circumstances, we needed a specialist to help us secure a happy and successful retirement. Over the years we have dealt with Richard, he has always demonstrated he is well qualified to guide us through these matters, so thank you Richard!

NSW

Peter C.

Richard is very prompt with his communication and we are confident in his advice.

Perth

Louise T.

One of the things that stood out from the first time we worked together, is that Richard made it easy for me to fully understand the financial commitment I would be making. He’s made suggestions on how I can grow my investments that make sense and are within my risk profile.

NSW

Jennifer B.

We have worked with Richard for a number of years and have found his services to be carried out efficiently, professionally and in a timely manner. Initially Richard undertook a comprehensive review of our superannuation and insurance needs, and this has been followed up regularly to keep up with changing markets and to meet our requirements.

NSW

Louise T.

Always personable, Richard is my go to person for all advice concerning my pending retirement, superannuation and how to invest my funds, working towards moving to a pension that will be able to support me.

NSW

Pauline C.

Richard is very prompt with his communication and we are confident in his advice.

WA

Wendy G.

Richard was originally dealing with my husband while we were living overseas and since coming back to Australia has been in constant touch advising and asking our opinion on all dealings financial. He is never pushy and I appreciate his advice. I highly recommend Richard as a financial advisor and consultant.

QLD

Roger C.

Richard has always been great in managing our superannuation funds.

VIC

Barry L.

Richard has always answered any questions we have had at any time and via video call at least once a year. We believe we have greatly benefited from Richard’s financial advice during the period of time we have dealt with him.

NSW

Johanne

Davone has always been very approachable with questions we have had. She is flexible with her time and contactable when needed. Davone is very happy to meet in person and give the time required to explain some of the complexities of super, pensions, tax, and the many other things. A truly lovely lady, that is very knowledgeable and helpful.

NSW

Bernadette

Davone is always very helpful and explains everything in detail.

Some complex subjects are put in a very understandable way and I fully appreciate her patience in helping me.

What an asset to your company.

NSW

Tanja J.

Davone is always a delight to deal with. Very compassionate and understanding, and patient when explaining complicated insurance matters.

I value her help enormously.

SA

Patrick

Davone is a delight to deal with. She is very knowledgeable, patient and accommodating, explains things clearly and happy to come to you if you cannot go to see her.

NSW

Michael

Davone is very knowledgeable and experienced. She takes the time to explain everything to me and is very passionate about her job.

NSW

Andrew

Davone was extremely knowledgeable and did everything she could to resolve my insurance issues as fast as possible!

NSW

Michael S.

Although Richard is based in Perth, he makes frequent visits to Sydney and is always available via telephone and video link, also via his Sydney support team. We have found his advice for our superannuation needs most detailed and tailored to our needs, a real expert who provides information in a friendly way that we can understand easily. We will not hesitate to recommend his services.

NSW

Financial Planning Calculators.

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Living expenses calculator.

Find out what your weekly, monthly and annual expenses add up to.

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Deposit and savings calculator.

Calculate your projected savings just by making some small changes.

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Budget planner.

Calculate your budget and see how financial changes could save you money.

Ready To Invest In Your Future?

Discover how our individually tailored wealth planning and management services
Will Benefit You and Your Family.

Young couple meeting with agent regarding financial advice

A SMATS Group Company.

SMATS Group are dedicated to supporting our global clients in their Wealth Creation Journeys.

SMATS Wealth is part of the SMATS Group of companies who are international leaders in providing taxation, finance and property services to Australian expatriates, non-residents, and intended migrants to Australia since 1995.

Our team can assist you with:

  • Personalised tax planning
  • Australian tax return preparation
  • Trusts and company structures
  • Capital gains tax calculations
  • Tax planning – property and retirement
  • Self-managed superannuation funds
  • Australian homes loans
  • Real estate services
  • Managing your investment properties

We will assist you every step of the way to increase your knowledge through education and maximise your opportunities through tailored strategies and continuous support, so that you can achieve your financial goals.